CARAT

Software-as-a-service [SaaS] featuring payment gateway software for linking e-commerce website to card processing networks; data security services namely for protecting data confidentiality, data integrity, identity protection, verification of financial transactions, fraud mitigation, and electronic

Financial and banking services, namely, payment services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services involving el